(5.0 / 5)2+ Ratings

American Debt Enders Reviews

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Overall Rating

5.0
2 Reviews
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About American Debt Enders

American Debt Enders offers services primarily focused on loan consolidation and debt resolution. They provide assistance to consumers with unsecured loans of at least $5,500, excluding IRS issues, federal student loans, or payday loans. Their approach includes a Debt Dispute Program, which involves legally disputing the validity of debts, especially if they have been sold to a third party and the original creditor has been repaid by insurance. This process typically takes 2-3 years to complete. The company also has a faith-based background, which may appeal to certain clients. Fees for their services depend on the amount of debt and the specific consolidation resolution selected, and these are disclosed during a free initial consultation.

American Debt Enders Pros & Cons

Pros of American Debt Enders:

  • Unique Debt Dispute Program: Offers full legal coverage and debt elimination (90% of the time) for clients with as little as $2,000 of unsecured debt.
  • Transparency: Provides detailed information on services, referrals, and debt partners, along with an educational blog and comprehensive FAQ section.
  • Free Consultation: Offers a 100% free no-obligation consultation to connect clients with an affiliated program and a licensed lawyer.
  • Wide Availability: Available in 41 states across the USA.
  • Money Back Guarantee: Advertises a money back guarantee, although charging upfront fees is illegal in the debt settlement industry.

Cons of American Debt Enders:

  • Accreditation Issues: Not accredited by the American Fair Credit Council (AFCC) or the International Association of Professional Debt Arbitrators (IAPDA).
  • Contingency Fee Model: Charges fees up to 35% of the enrolled debt, which can be a significant expense for clients.
  • Lengthy Conversion Process: The conversion of leads into sales can be lengthy due to the need for clients to fill long forms.
  • Limited Geographic Coverage: Operates only in 46 US states, leaving some areas without service.
  • Customer Complaints: Has received 4 customer complaints in the last 12 months, although the nature of these complaints is not specified.

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American Debt Enders Customer Reviews (2)

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Kathryn Perez
Kathryn Perez
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Feb 23, 2024
Christopher Byars
Christopher Byars
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Feb 21, 2024

American Debt Enders Customer’s Q&A

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American Debt Enders Features and Benefits

Key features and benefits of americandebtenders.com include:

  • Unique debt dispute program: This program is offered through their sister company Infinity Consumer Services. Customers can qualify with as little as $2000 of unsecured debt. The program allows for full legal coverage (should any creditor legal action occur), full elimination of the debt (90% of the time), and complimentary enrollment into a credit restoration program upon finishing the program.
  • Transparency: The website lists important information, such as their services, referrals, and debt partners. They even include an educational blog and a comprehensive FAQ section on their website that covers everything from different types of debt to enrolling in debt management programs.
  • Free consultation: A 100% free no-obligation consultation is offered through Peak Legal Advocates to connect you with an affiliated program and a licensed lawyer who practices in your state.

These features make americandebtenders.com a comprehensive platform for managing and resolving debt. It's always a good idea to thoroughly research each company before signing up with them. Consult with a financial advisor before making any major financial decisions.

About Americandebtenders.com Prices and Cost?

American Debt Enders provides a free credit counseling service to determine the best strategy for unsecured debt relief needs. They refer clients to various programs that include credit repair, debt disputes, debt restructuring, tax debt relief, and credit counseling. The company does not directly charge any fees for their services; instead, their affiliates and partnered companies will set their own fees and terms. For specific pricing and costs, it is recommended to contact American Debt Enders for a free consultation to discuss financial situations and the appropriate resources and strategies that would best fit individual needs. The fees ultimately depend on the amount of debt and the consolidation resolution selected.

American Debt Enders FAQs

FAQ

American Debt Enders Alternatives

Here are some top alternatives to americandebtenders.com:

  1. American Consumer Credit Counseling: Offers debt management plans and has a $39 enrollment fee with a $7 to $70 monthly fee.
  2. Money Management International: Known for boosting credit scores, with an average enrollment fee of $33 and a monthly fee of $25.
  3. Credit.org: Offers free comprehensive debt assessments with an enrollment fee ranging from $0 to $50 and a monthly fee from $0 to $75.
  4. Debt Management Credit Counseling Corp.: Known for military discounts, with an estimated monthly fee of $27.
  5. InCharge Debt Solutions: Known for lowering credit card interest rates, with an average monthly fee of $33.
  6. National Debt Relief: Offers 24/7 monitoring and has no upfront fees.
  7. Accredited Debt Relief: Known for customer satisfaction and has helped pay off over $1 billion in debt.
  8. Freedom Debt Relief: Offers a program cost guarantee and has resolved over $15 billion+ in debt.
  9. JG Wentworth: Offers free consultation and has over 30 years of experience in financial services.
  10. Pacific Debt: Known for educational resources and nearly 20 years of experience helping consumers resolve debt.

Each of these companies offers unique features and benefits, so it's important to research each one to find the best fit for your needs. Remember, it's always a good idea to consult with a financial advisor before making any major financial decisions.

FAQ

American Debt Enders Pricing

American Debt Enders does not directly charge any fees for its services. Instead, it refers clients to various programs that include credit repair, debt disputes, debt restructuring, tax debt relief, and credit counseling, and the fees for these services are set by the affiliates and partnered companies. The company charges fees up to 35% of the enrolled debt depending on the amount of enrolled debt provided, but these fees are contingent on the specific services and programs chosen by the clients.

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